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“Current Balance” means the total debit steadiness which shall be debited to the Card Account excellent on the Card Account payable to the Bank in accordance with the Bank’s records on the date the Statement of Account is issued. “Card” means the Credit Card issued by the BRAC Bank Limited on the idea of application made by the Cardholder beneath the name of VISA, MasterCard or JCB and likewise includes Primary, Supplementary/Additional and Replacement/Re-issued Cards. “Bangladesh Bank” means the central financial institution of Bangladesh established underneath the Bangladesh Bank Order (P.O. fifty two of 1972) and consists of its successors and assignees. Definitions & Interpretation “Applicant” means one who has/have applied for a Card to BRAC Bank Limited.
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All entries within the Statement of Account shall be presumed appropriate except the Cardholder disputes such entries within 30 days from the Statement of Account and proves such entry to be incorrect. If the disputed Card Transaction seems to be real, the Cardholder shall pay the amount set out within the relevant Card Transaction together with any fees incurred by the Bank in the investigation of such disputed Card Transaction. If the Cardholder pays an quantity lower than the current balance of a particular month’s invoice assertion by the fee due date, interest might be accrued on the stability remaining after the Payment Due Date and will be posted within the subsequent statement. A delayed or amended cost shall be processed to the Card Account within ninety calendar days of the transaction date of the related transaction. The Card is not transferrable and its utilization is topic to the terms mentioned herein and any further conditions stipulated by BRAC Bank Limited from time to time. The Cardholder on no account in any way will enable the Card and/or PIN and/or CVC/CVV and/or OTP to be used by another particular person.
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In the event the same is not obtained in a sealed envelope, the Cardholder shall contact a BRAC Bank department or the BRAC Bank 24-Hour Call Center. The PIN provides entry to the Card Account and the Cardholder accepts the sole responsibility for use, confidentiality and safety of the PIN, as well as for all orders and knowledge modifications entered into the Card Account using such PIN. The Cardholder shall not document the PIN in any form in order to facilitate the PIN coming to the data of a 3rd celebration. BRAC Bank is authorized by the Cardholder for finishing up transactions and instructions authenticated by the PIN and shall not revoke the identical.
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